Andreu & Palma is a trusted legal firm offering a comprehensive range of services to meet your legal needs. Their experienced attorneys provide personalized solutions tailored to each client’s unique situation.
Whether you’re dealing with business law, estate planning, or litigation, you can consult Andreu, Palma, Lavin & Solis, PLLC for legal guidance and dedicated representation. They pride themselves on delivering high-quality legal services with integrity and professionalism.
Below is a detailed list of the services they offer to individuals and businesses. They can help you navigate complex legal matters with confidence.
Comprehensive Legal Services from Andreu & Palma
Andreu & Palma is a South Florida-based law firm dedicated to creditor representation, debt recovery, and civil litigation. Their services are designed to help financial institutions recover outstanding obligations while also considering the financial realities of debtors.
They bring precision, speed, and empathy to every stage of the legal process, from pre-litigation negotiations to judgment enforcement.
Civil Litigation
Andreu & Palma represent clients in various civil matters, focusing primarily on financial disputes. Their attorneys are experienced in filing lawsuits related to breach of contract, defaulted loans, and other forms of financial misconduct. Their courtroom expertise allows them to effectively litigate claims on behalf of banks, lenders, and other financial institutions.
They adhere to the Florida Rules of Civil Procedure and relevant local rules to ensure their filings are timely, compliant, and strategically sound.
Breach of Contract Claims
One of their core practice areas is prosecuting breach of contract claims. Whether the dispute involves a commercial lease, service agreement, or loan contract, their team works to hold defaulting parties accountable. Under Florida Statute § 95.11, creditors generally have five years to file a breach of written contract lawsuit. We act swiftly to protect our client’s interests within the statutory time limits.
Debt Collection Services
Debt collection is a cornerstone of our legal practice. They work directly with creditors to recover debts from individuals and businesses, using both negotiation and litigation strategies. Their collections process complies with the Fair Debt Collection Practices Act (FDCPA), ensuring that all communications and legal actions are conducted ethically and respectfully.
Collection Strategies Include:
- Pre-litigation demands
- Negotiated payment plans
- Full or partial settlements
- Post-judgment collection efforts
Judgment Enforcement
Securing a court judgment is only part of the recovery process. At Andreu & Palma, they specialize in aggressive post-judgment enforcement to ensure their clients recover the funds they are owed. They utilize remedies such as:
- Wage garnishment, as allowed under Chapter 77 of the Florida Statutes
- Bank garnishment to seize non-exempt funds held in financial accounts
- Property liens against real estate or personal assets
- Asset levies through writs of execution
These tools allow them to identify and seize assets in a legal and compliant manner, increasing the likelihood of full recovery.
Asset Investigation and File Analysis
Before initiating legal action, they conduct a comprehensive analysis of each file to determine the viability of enforcement. Their process includes:
- Asset searches
- Employment verification
- Property ownership review
- Skip tracing to locate defendants
By analyzing each case from both legal and practical standpoints, we help our clients avoid costly, ineffective litigation and focus on high-probability recoveries.
Negotiation, Resolution, and Settlements
While litigation remains a key strength, they prioritize resolution through negotiation when appropriate. They understand that many consumers face genuine financial hardship, and we aim to resolve disputes without protracted litigation. Their attorneys facilitate settlements that provide our clients with measurable recovery while allowing borrowers to move forward.
Negotiated resolutions can include:
- Lump-sum settlements
- Long-term repayment agreements
- Conditional dismissal upon satisfaction of payment terms
Lawsuit Filing and Service of Process
Their legal team is skilled in the timely filing and service of lawsuits. Upon receiving a file, they evaluate the claim, prepare pleadings, and serve the defendant under Florida Statute § 48.031, ensuring due process and avoiding delays that could jeopardize recovery. Timely service of process is crucial to moving a case efficiently through the court system.
Court Appearances and Trial Advocacy
Their attorneys routinely appear in court across multiple jurisdictions. Whether attending preliminary hearings, arguing motions, or trying cases before judges and juries, their team advocates relentlessly on behalf of their clients. They have represented some of the largest financial institutions in the world, and our litigation strategies reflect that level of experience.
Compliance and Risk Mitigation
Compliance is woven into every aspect of our practice. Their team includes dedicated compliance attorneys who monitor changes in both state and federal regulations affecting consumer financial services. They design our processes to minimize legal risk while maintaining a respectful, fair approach to debt recovery.
They strictly adhere to:
- FDCPA (15 U.S.C. § 1692 et seq.)
- FCRA (Fair Credit Reporting Act)
- State consumer protection laws
Multi-Jurisdictional Practice
Andreu & Palma is licensed to practice in multiple states as a multi-jurisdictional firm. This allows them to handle cross-border claims, out-of-state debtors, and foreign judgment enforcement under the Uniform Enforcement of Foreign Judgments Act (UEFJA) where applicable.
Why Choose Andreu & Palma?
- Certified Minority-Owned Firm – Diverse perspectives driving innovative solutions.
- Multi-Jurisdictional Reach – Serving clients across Florida and beyond.
- Compassionate Yet Assertive – Balancing firm advocacy with fair treatment.
They combine legal expertise with a client-focused approach to deliver results efficiently and ethically.
